Subsequently, the government said that it had improved the SJKP loan scheme, now providing a financing guarantee of up to 120% of the house price worth up to RM300,000. The 120% guarantee will ensure that the cost of homeownership will be accommodated through loans, including the amount of principal financing, legal fees, appraisal and insurance fees, as well as the purchase of furniture and renovation costs.
The Ministry of Local Government Development is working on a National Housing Action Plan, which includes home supply requirements based on metrics such as the ratio of the median house price to median income.